Home Equity Loans - call for details!                    



         Thursday, Nov. 26 and Friday, Nov. 27, 2015 for the Thanksgiving Holiday. 

                                   Click here for Office Hours 

    •  Please call 716-532-3790 for important info, office hours and last minute closings.

Teller Station - Inquiries           Ext. 24 & 25
Loan Inquiries Ext. 22
Accounting Ext. 23

Ext. 21










To ensure you receive all correspondence from the credit union and avoid a $2.00 fee, please notify the credit union promptly in writing when you change your mailing address. 




OwnersChoice Funding Rates

Call Office at 716-532-3790 or go Online  

Loan Application 

  • Download, complete and mail/fax to the credit union (see contact us tab for info) for your pre-approved loan.
  • Include a current pay stub. 

VISA Credit Cards

  • Rates as low as 7.99% for qualified applicants
  • Applications available at Credit Union.

Statement Disclosure  



Visa CU Money Cards

  • $4.00 fee
  • Reloads $3.00 at the credit union $100 minimum reload
  •  Maximum balance allowed on reloadable cards - $5,000
  •  $5,000 maximum daily load limit when loaded at the credit union 





E-Statements on PCU - October 31, 2015


  • Loan Application - get pre-approved today - include your most current pay stub 
  • Mailing - P. O. Box 29, Gowanda, NY 14070
  • Fax - (716) 532-4629

       Please call the office for our current rates;  we can  match some rates.      




Regal Cinemas Movie Tickets

  • $9.00 Premiere Super Saver - Unrestricted




Lost Your VISA Debit/Credit Card?

Call the Gowanda Area FCU immediately at            716-532-3790

If the Office is Closed, Call the below number immediately; notify the credit union the next business day or leave a message on voice mail and a staff member will return your call when we reopen.

Call Credit Card - 1-800-543-5073

Call Debit Card - 1-800-472-3272




Visa Gift Cards

  • $3.00 Fee
  • $10.00 lost/stolen replacement card fee
  • Load one time only         $25.00 - $500.00

Service Fee: $5.00 monthly fee will be deducted from your balance in the 13th month after 12 months of non-use.



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