NOW AVAILABLE!

  • 01/31/2012 e-statements
  • Statement disclosure
  •   
  • Annual Privacy Notice - see below 
  • Loan Application -get pre-approved today 
  • New Fees effective 2/15/2012 - see below
  • 2012 Holiday Closings - see below

Lost VISA Debit/Credit Card?

Call 1-800-543-5073 to report your lost/stolen Gowanda Area FCU VISA CREDIT CARD - immediately notify the credit union @ (716) 532-3790!

Please call the credit union during office hours to report your lost/stolen Gowanda Area FCU VISA DEBIT CARD; after hours call 1-800-472-3272 to report your lost/stolen debit card.


Please notify the credit union promptly when you change your mailing address. Your account will be charged a  $2.00 fee if we receive a U.S. Postal Service address change after any correspondence has been mailed to your old address.


GAP Insurance.....ask a staff member for details when you purchase or refinance a new vehicle or power sport. 

 

 

VISA credit card rates as low as 7.99% for qualified borrowers- also available VISA Gift and Travel Money cards.


  

Your holiday account can be opened at any time with deposits made by automatic payroll deduction, thru mail via the U. S. Postal Service or at the office.


 

Regal Cinemas Discount Tickets

Premiere Super Saver Movie Tickets $8.00 each - unrestricted.

VIP SuperSaver Tickets $7.00 each - restricted.

 

 

 

  VISA CU Money Cards - $3.00 fee

Unlimited reloads! Each reload is $2.00 at the credit union ($100 minimum reload).


  2012 Office Closings:

2/18 and 20/2012                Presidents' Day

5/26 and 28/2012                Memorial Day

7/4/2012                             Independence Day

CLOSED SATURDAYS DURING JULY AND AUGUST 2012

9/1 and 3/2012              Labor Day

10/6 and 8/2012            Columbus Day

11/12/2012                   Veterans' Day

11/22/2012                   Thanksgiving Day

12/25/2012                   Christmas Day

1/01/2013                     New Years Day

 

 

 


 UPCOMING HOLIDAY CLOSINGS!

 

 

 

 

 Saturday, February 18,  2012 and Monday, February 20, 2012 in observance of Presidents'  Day!

 

Regular Credit Union Hours


Identity Theft Protection


Please use our automated telephone system for important info, office hours and holiday closings.

Office Hours Ext. 20
Manager Ext. 21
Loan Info/Inquiries Ext. 21, 24, 25
Accounting Ext. 23
Teller Station Ext. 24, 25


 Invest In America 

  Download this loan application, complete and mail/fax to the credit union for your pre-approved loan.

Remember to include a current pay stub.


Sign in PCU to view your January 31, 2012 statement.

To download your monthly/quarterly statement disclosure
click here


 

Gift cards - $2.00 fee

Load one time only for amounts from $25.00 to $500.00 - use for any occasion!

$10.00 lost/stolen replacement card fee

Service Fee: $5.00 monthly fee will be deducted from your balance in the thirteenth month after twelve months of non-use.

This fee will occur each month until transaction activity resumes, card/funds expiration or the available balance reaches zero, whichever is earlier.

                                

 SHARE ACCOUNTS effective 2/15/2012:

Non-sufficient Funds (ACH/Electronic)     $30.00

Duplicate lien release                                  $10.00 

Share Draft Accounts effective 2/15/2012:

Non-sufficient Funds (Draft/ACH/Electronic)   $30.00

Automatic transfer from share account due to non-sufficient funds                                                                      $5.00

Telephone transfers (no receipt mailed)            $3.00

VISA Debit replacement cards                            $15.00

VISA Debit pin reissue                                            $ 5.00

 

 

 

 

 

 


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