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NOW AVAILABLE!
- 01/31/2012 e-statements
- Statement disclosure
- Annual Privacy Notice - see below
- Loan Application -get pre-approved today
- New Fees effective 2/15/2012 - see below
- 2012 Holiday Closings - see below
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Lost VISA Debit/Credit Card?
Call 1-800-543-5073 to report your lost/stolen Gowanda Area FCU VISA CREDIT CARD - immediately notify the credit union @ (716) 532-3790!
Please call the credit union during office hours to report your lost/stolen Gowanda Area FCU VISA DEBIT CARD; after hours call 1-800-472-3272 to report your lost/stolen debit card.
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Please notify the credit union promptly when you change your mailing address. Your account will be charged a $2.00 fee if we receive a U.S. Postal Service address change after any correspondence has been mailed to your old address.
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| GAP Insurance.....ask a staff member for details when you purchase or refinance a new vehicle or power sport. |
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VISA credit card rates as low as 7.99% for qualified borrowers- also available VISA Gift and Travel Money cards.
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Your holiday account can be opened at any time with deposits made by automatic payroll deduction, thru mail via the U. S. Postal Service or at the office.
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► Regal Cinemas Discount Tickets
Premiere Super Saver Movie Tickets $8.00 each - unrestricted.
VIP SuperSaver Tickets $7.00 each - restricted.
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VISA CU Money Cards - $3.00 fee
Unlimited reloads! Each reload is $2.00 at the credit union ($100 minimum reload).
2012 Office Closings:
2/18 and 20/2012 Presidents' Day
5/26 and 28/2012 Memorial Day
7/4/2012 Independence Day
CLOSED SATURDAYS DURING JULY AND AUGUST 2012
9/1 and 3/2012 Labor Day
10/6 and 8/2012 Columbus Day
11/12/2012 Veterans' Day
11/22/2012 Thanksgiving Day
12/25/2012 Christmas Day
1/01/2013 New Years Day
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UPCOMING HOLIDAY CLOSINGS!
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Saturday, February 18, 2012 and Monday, February 20, 2012 in observance of Presidents' Day!

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Regular Credit Union Hours
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Please use our automated telephone system for important info, office hours and holiday closings.
| Office Hours |
Ext. 20 |
| Manager |
Ext. 21 |
| Loan Info/Inquiries |
Ext. 21, 24, 25 |
| Accounting |
Ext. 23 |
| Teller Station |
Ext. 24, 25 |
| Invest In America |
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Download this loan application, complete and mail/fax to the credit union for your pre-approved loan.
Remember to include a current pay stub.
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Sign in PCU to view your January 31, 2012 statement.
To download your monthly/quarterly statement disclosure
click here
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Gift cards - $2.00 fee
Load one time only for amounts from $25.00 to $500.00 - use for any occasion!
$10.00 lost/stolen replacement card fee
Service Fee: $5.00 monthly fee will be deducted from your balance in the thirteenth month after twelve months of non-use.
This fee will occur each month until transaction activity resumes, card/funds expiration or the available balance reaches zero, whichever is earlier.
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SHARE ACCOUNTS effective 2/15/2012:
Non-sufficient Funds (ACH/Electronic) $30.00
Duplicate lien release $10.00
Share Draft Accounts effective 2/15/2012:
Non-sufficient Funds (Draft/ACH/Electronic) $30.00
Automatic transfer from share account due to non-sufficient funds $5.00
Telephone transfers (no receipt mailed) $3.00
VISA Debit replacement cards $15.00
VISA Debit pin reissue $ 5.00
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