Home Equity Loans - call for details!                    



Until further notice, the office will be closed for lunch from 1:00 pm until 1:30 pm.  Remember on Wednesday the office is only open from 8:30 am until 1:00 pm.  Thanks for understanding!


                                   Click here for Office Hours 

    •  Please call 716-532-3790 for important info, office hours and last minute closings.

Teller Station - Inquiries           Ext. 24 & 25
Loan Inquiries Ext. 22
Accounting Ext. 23

Ext. 21

Effective  3/15/2016 there will be a $5.00 withdrawal fee when you withdraw funds from your Holiday account.  Funds are annually transferred on Oct. 1st of each year.









To ensure you receive all correspondence from the credit union and avoid a $2.00 fee, please notify the credit union promptly in writing when you change your mailing address. 




OwnersChoice Funding Rates

Call Office at 716-532-3790 or go online.

Loan Application 

  • Download, complete and mail/fax to the credit union (see contact us tab for info) for your pre-approved loan.
  • Include a current pay stub. 

VISA Credit Cards

  • Rates as low as 7.99% for qualified applicants
  • Applications available at Credit Union.

Statement Disclosure  








E-Statements on PCU - March 31, 2016

  • Sign In to view your Latest Statement


  • Loan Application - get pre-approved today - include your most current pay stub 
  • Mailing - P. O. Box 29, Gowanda, NY 14070
  • Fax - (716) 532-4629

       Please call the office for our current rates;  we can  match some rates.      

                       MEMBER BENEFITS



 Have you lost your VISA Debit/Credit Card?  Call the Gowanda Area FCU immediately at (716) 532-3790.  If the office is closed, call 

                             VISA Debit 1-800-472-3272       

                             VISA Credit 1-800-543-5073

        VISA CU Money Cards

  • $4.00 fee - Reloads $3.00 at the credit union.  $100.00 minimum reload.
  • Maximum balance allowed on reloadable cards - $5,000.00
    Maximum daily load limit when loaded at credit union - $5,000.00







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