Fee Schedule

Fee Schedule

Fee Schedule (All Accounts Except Share Drafts)
Occurrence	Fee
Membership/Joint Member	$5.00/each
Closing New Account within 90 days	$10.00
Excessive Withdrawals - more than 20/year (including money order purchases)	$5.00/each
Insufficient Funds (ACH)	$25.00/each
Stop Payments
ACH	$25.00
Teller	$25.00
Money Orders	$10.00
Dormant Account - no activity in last 90 days (waived for members 15-years-old and younger)	$10.00/quarter
Return Item	$20.00/each
Foreign Item	$10.00/each
Money Order	$1.00/each
Statement Photocopy
1 prior statement	free
after 1 prior statement	$1.00/each
Wire Transfer (incoming and outgoing)	$20.00/each
International Wires	Cost paid by member
Western Union	$20.00/each
Researching Account Activity	$20.00/hr
IRA Transfers	$20.00/each
IRS Levy/Restraining Notices/Info Subpoena	$20.00/each
US Postal Service Address Changes	$2.00/each
Regulation D violation	$10.00/each

Fee Schedule (Share Draft Accounts)
Occurrence	Fee
Stop Payments	$25.00/each
Photocopies	$2.00/each
Insufficient Funds (draft/ACH/electronic transfers)	$25.00/each
Writing drafts on closed accounts	$25.00/each
Foreign Item deposit	$10.00/each
Return Item	$20.00/each
Letter of Protest (paid by requestor)	$20.00
More than 6 automatic transfers/month (withdrawal made to clear draft)	$10.00/each
Automatic transfer from share account due to insufficient funds	$3.00/each draft
Telephone transfers (no signature required/no receipt mailed)	$2.00/each

Monthly fee	NO FEE
Reconciliation fees
current and prior month	$10.00
after prior month	$25.00/month

Researching account activity	$20.00/hour
ATM replacement card	$5.00/card
Cost of Drafts (paid by member)	VARIES
Histories	$2.00/each

Notes:

Fees effective as of 02/15/09
These fee schedules set forth certain fees and charges applicable to regular share accounts and share draft accounts. These schedules are incorporated as part of your account agreement with the Credit Union. You will be notified of changes to these fees.