Risk-Based Lending Rates  |  Line of Credit Rate  | VISA Credit Card  |    Share Dividend Rates  Risk-Based Lending Rates (effective 06/30/2010) Score Share Secured Secured I New/Used Vehicles Boats, Campers, Motorcycles Purchse Secured II Dirt Bikes, ATVs &  Snowmobiles    72 Mos. *APR 36 Mos. *APR 48 Mos. *APR 60 Mos. *APR 72 Mos. (New only) *APR 36 Mos. *APR 37-60 Mos. *APR A+ A   B   C   D   E   3.00% 3.00% 3.00% 3.00% 3.00% 3.00% 4.25% 4.75% 5.75% 7.50% 9.75% 11.00% 4.50% 5.00% 6.00% 7.75% 10.00% 11.25% 5.00% 5.50% 6.50% 8.25% 10.50% N/A 5.25% 5.75% 6.75% 8.50% 11.25% N/A 7.00% 7.50% 8.50% 12.00% N/A N/A 7.50% 8.00% 9.00% 14.00% N/A N/A Back to Top Score Motorhomes 5th Wheels Campers Unsecured   New 180 Mos. *APR Used 84 Mos. *APR 36 Mos. *APR 48 Mos. *APR 60 Mos. *APR A+ A   B   C   D   E   6.75% 7.75% 8.75% N/A N/A N/A 7.00% 8.00% 9.00% N/A N/A N/A 8.00% 9.00% 10.50% 14.00% 16.00% N/A 8.25% 9.25% 10.75% 14.25% N/A N/A 8.50% 9.75% 11.50% N/A N/A N/A Notes: *APR = Annual Percentage Rate Rates effective as of 06/30/2010 All rates indicate Annual Percentage Rate Sales tax can be included for A+ and A borrowers for Secured I category  Soldiers' & Sailors' Civil Relief Act:  Service men/women may be eligible for a 6% annual percentage rate while on active duty   Back to Top       No annual or cash advance fees!         APPLY TODAY!    Back to Top VISA Classic Credit Card Score Annual Percentage Rate A+, A, B 7.99% C   11.99% D, E   15.99%   Back to Top             Call the Credit Union for rates on Lawn/Farm/Garden Tractors & Miscellaneous Equipment     Collateral (not purchase) - secured by New & Used Vehicles, Campers and Motorcycles Credit Score                                                                                                                  Term      Annual Percentage Rate  A+, A, B  36 months 6.50%   A+. A, B  48 months 7.50%      Back to Top Share Dividend Rates  (Posted 07/01/10) Account Tier Dividend Rate  Annual Percentage Yield Share and Club Accounts $0.00 - $299.99 none none $300.00 - $2499.99    .35% .35% $2500.00+   .55% .55% IRA Shares N/A 2.00% 2.02% Notes: The above tier rates reflect dividends posted April 1, 2010 for funds on deposit at the Credit Union for the period April 1, 2010 - June 30, 2010 using the average daily balance method for share balances of $300.00 or more. Back to Top